The financial operating system built for contractors.
Clean books. Real KPIs. Real capital.
01 — The Problem
No idea which jobs are actually profitable — only what came in and what went out.
Denied for funding despite strong revenue, because the books tell lenders nothing.
Everything running on personal credit — no separate business identity, no leverage.
Great at the trade. Never taught the financial side of running the business.
02 — The Insight
Lenders don't fund how much you make.
They fund how organized you are — clean books, business credit, consistent deposits.
That gap between doing great work and looking fundable — that's the whole business.
03 — The Solution
Full monthly bookkeeping. Every transaction organized, every job costed individually — so you know your real margin per job, not just total revenue.
10 key metrics, tracked monthly — margin, job cost variance, cash runway, AR aging, and more. Delivered as a plain-English report by the 5th of every month.
Once books and credit profile are ready, we connect you to funding — 0% business credit cards, lines of credit, equipment financing. We work directly with bank relationship managers across Texas who can guarantee higher limits than you'd get going it alone.
04 — What You Get
Every transaction categorized and reconciled, every month.
Your real margin on every job, not just total revenue.
10 key metrics, delivered by the 5th, plain-English summary.
Built and separated fully from your personal credit.
0% intro APR credit cards, lines of credit, equipment financing — backed by bank relationship managers across Texas who guarantee higher limits.
Someone who knows your numbers and answers your questions.
05 — Sample Deliverables
Illustrative mockups with sample data — not an actual client.
Monthly Report
Titan Roofing Co. — June 2026
Illustrative sample data — not an actual client.
Business Credit Card
$60,000
•••• •••• •••• 4471
Illustrative example, comparable to products like Chase Ink Business® Unlimited.
Job Costing Report
Margin by Job — Budgeted vs. Actual
Illustrative sample data — not an actual client.
06 — Profit & Loss Trend
Hypothetical scenario for illustration only — not an actual client or result.
Profit & Loss Trend
Titan Roofing Co. — First 90 Days
| Month 1 | Month 2 | Month 3 | |
|---|---|---|---|
| Revenue | $148,200 | $151,600 | $155,900 |
| Job Costs | $96,300 | $94,100 | $91,400 |
| Gross Profit | $51,900 35.0% | $57,500 37.9% | $64,500 41.4% |
| Equipment Rental Leak found | $9,800 | $5,200 | $3,100 |
| Other Operating Exp. | $31,700 | $31,000 | $30,700 |
| Net Profit | $10,400 7.0% | $21,300 14.0% | $30,700 19.7% |
Illustrative sample data — not an actual client. Equipment rental flagged after redundant vendor contracts were identified in Month 1 — net profit nearly tripled by Month 3.
Swipe to see all 3 months →
07 — How It Works
Books cleaned up, systems connected, job costing structured from day one.
Monthly KPI report, delivered by the 5th, with a plain-English executive summary.
Business credit profile established, separated fully from personal credit.
Capital unlocked at day 90 — cards, credit lines, equipment financing.
Stronger profile compounds — bigger funding products, bigger jobs, bigger margins.
08 — Illustrative Example
Hypothetical scenario for illustration only — not an actual client or result.
Example profile: a $650K/yr electrical contractor on the Core plan
Books cleaned up, every job costed individually, baseline KPIs established.
Business credit profile live, fully separated from personal. First approval: $45K equipment financing.
$110K total capital secured across two rounds. Margin now tracked and improving job-over-job.
Hypothetical example for illustration only. Individual results vary based on business financials, credit profile, and lender approval.
Christian Moreno · Founder, Vantage Financial · Houston, Texas